We do not sell information about our customers. We maintain physical, electronic and procedural safeguards to protect it. Access to customer information is limited to people who need access to do their jobs.

We get most of the information we need from customer applications and other forms. If a customer authorizes it, we may get information from others.
• Consumer reporting agencies.

We also get information as we process customer transactions. The information we may have includes

INFORMATION such as
  • Name
  • Address
  • Telephone Number
  • Demographic Data

FINANCIAL INFORMATION such as
  • Credit History
  • Income, Assets
  • Other Insurance Products

We share the information with others who provide services to help us process or administer our business. For example, we may share information with

  • a company that prints our customer statements
  • service providers who help us process orders.

We require that our service providers limit their use of the information and keep it confidential. We will not share information with anyone else unless

  • we have the customer’s permission
  • we are allowed or required by law to disclose it

You should know that your insurance sales agent is independent. The use and security of information an agent gets is his or her responsibility. Please contact your agent if you have questions about his or her privacy policy.

We have the right to change our Privacy Policy. If we make a material change to our Privacy Policy, we will notify you before we put it into effect.

Privacy 2005
Effective Date 01/01/06